At Oklahoma Cancer Specialists and Research Institute, we’re committed to ensuring our patients have access to the best possible care, and that includes helping them navigate the complexities of health insurance. Recent changes to Medicare Advantage plans have raised concerns, especially for those battling cancer.
While a $0 premium is appealing, it’s crucial to understand what you might be giving up.
Many aren’t aware of the potential downsides of certain plans, which makes exploring all your coverage options crucial. Coverage with low deductibles, like Medicare Advantage plans, can have higher out-of-pocket costs, like expensive copays, coinsurance, and prescription drug deductibles. These costs add up quickly, especially during cancer treatment. High-deductible plans, on the other hand, might offer better coverage depending on your health and budget. Be sure to review your plan’s “Annual Notice of Change” letter – it details any upcoming modifications to your coverage.
Don’t wait until it’s too late! With over 1.8 million Medicare Advantage plans discontinuing in 2025, navigating your options can feel overwhelming. Let the patient advocates at OCSRI help. Contact us today to review your coverage and find the best plan for you. The deadline to change your plan is December 7th.